Friday, December 29, 2006

Happy New Year 2007 !

Its been a festive season week, and today is the last working day for the many. Its marks the start of a long weekend. Am i happy? YES! Finally i can get some decent rest, lazing around, celebrate the festive season with my loved ones.

Welcome Year 2007 !

Friday, December 22, 2006

3 Days to Christmas!

So fast! Its going to be the end of year 2006 very soon. But before that, Christmas will arrive first.

3 More days! That's how soon it is. Anyway its going to a long weekend! Wooohoooo......

Well just recently i came across this advert, and the moment i saw i know i have to share with you guys. Enjoy it..... This is the perfect christmas present for you guys.... SEXY... EROTICA .... LAUGHTER! hahah...

Take it away.....

Thursday, December 21, 2006

How do you become a millionaire?

The millionaire dollar qns " How do I become a millionaire?"

Now lets list down the no. of ways to become a millionaire.

1) Inherit a million dollars from your passed away parents
2) Win a million dollars from Casino
3) Participate and win the variety show " Who Wants to Be a Millionaire "
4) Queue and pray wholeheartedly that you will strike lottery for a million dollar
5) Buy lots of Singapore Sweeps tickets
6) Work hard to earn a million dollar
7) Try to spot and pick up money on the floor (hoping its a million dollar)
8) Invest your money.

So from this list of 8, which are the likelyhood of us normal people becoming a millionaire?

For pt no. 1, Congratulations! No hard work needed, you are just born lucky! *Claps* How many of us belong to this type of family? If you belong to this type, you probably wouldnt even be bothered to read my blogs as you will be busy party away and driving your porsche, ferrari and picking up hot chicks and having a wonderful time at night.

For pt no. 2, Tell me who can be so lucky!?! Unless you are god of gambler, otherwise if you dont lose until you got no pants to wear you are damm lucky lioaz. If people can win mountains of money from casino, why are there more and more casino coming up in the world!? Why would Singapore suddendly wanna build not one but two casino at one time. Why .. Why.. Why! Are Casino santa clause? Who are the real winner? The Casino or the gambler? Think about it man!

For pt no. 3. How many participant walks away with the top prize " a million dollar " from the show? Yes there's a few. only one handful in the whole wide world. Will you be the one? In fact one of the winner in US is now in jail because he has been in cahoots with the host so that he can win the top prize. You and me know it is so so very difficult. Lets quote places close to our heart, no one in singapore ever wins that game anyway. The qns are so difficult that, is either you know it all or you are so damm lucky that you can answer all the question correctly by guessing (at the latter stage of the game) A million dollar prize money!?! You needs lots of luck!

For pt no. 4, anybody reading this win a million dollar by betting on 4D? I guess whatever you have put in, if you are lucky enough you could win in back at a later stage or at least recoup some of your losses. Of cos there are these minority who just born lucky, they can just keep striking 4D every week. But can their winnings amount amounts up to a million dollar. Its a hard qns because although they do strike 4D every week, but the amount might be less than what the person has placed for their total bet for the week. What bout Toto? Anyway who walk away with a million dollar prize here? Hardly man, in fact, i dont think so. When the prize money snow ball to a few million, and if there are winners for that particular prize. Its normally divided by a lot of winners. So at the end of the day, one person get a million dollar? No way!

For pt no. 5, You have a chance to win $2 million dollars. But seriously, have you came across a person who religiously buy singapore sweeps for at least 20 to 30 years or even more. If yes, then did he/she manage to win that ultimate prize? At least ppl i know didnt, maybe your circle of friends are just luckier. Just maybe ah.....

For pt no. 6, Unless you are a CEO of a company who can get paid millions of dollars a year. Or even a well-known doctor or lawyer by profession. There are also other profession as well, but you and me know that they belong to the elite group, the high income earners. Ask yourself, how many of you guys know of somebody close to you that earns more than $10,000 a month. Majority of us falls into the category of less than $10,000 a month on waged income. With the current income and the current expenditure you have, you get your net saving (good if you still have saving). You do a simple maths, how many years can you save before you reach that million dollar mark? For eg. if you can save a $1,000 every month. You need to save like this for at least 84 years before you reach a saving of $1 million dollar. 84 years ! can you save for so long? hey wait, are you able to save $1,000 every month anyway? Think about it.

For pt no. 7. If you can pick up so much monies then i think you are super duber lucky. Whatelse can i say.

For pt no. 8. Is it possible?? Of course, there every possiblity if you know how to invest. Investment means you take calculated risk in order to generate the returns you required. You heard of people becoming rich through investing dont you. Invest through property, stocks, blah blah blah blah.... But you also heard that people become bankrupt through investing. I would like to point out the fact that, if you invest wrongly, you bound to be at the wrong side of things. People who invest for the sake of investing are not called investing, but rather it is call speculating. And that is no difference from placing bet in casino. You need to be aware of certain situation before you invest, you need to understand before you invest. That's why i said earlier that "investment means you take calculated risk in order to generate the returns you require." Just like when you go for your sch exam. If you dont understand the subject and if you dont study prior to the exam. Do you not think you will fail the exam? It the same for investing. Know the investment instrument, and you will know wat to do with it basically. And all you have to do next is to have "time"
If you look at the top 50 richest people here in singapore, you will notice something that they all have in common beside owning their own company or sitting in very high position of a company.

They INVEST!

So what are the chances for you to be a millionaire from this list of 8?

The choice is yours but the answer is clear for all to see. If you are still confuse, use probablility method to measure each of the listed 8 to see which one give you the highest chances of becoming rich, becoming a millionaire!

Think about it !

Wednesday, December 20, 2006

I'm Back with a purpose ...

Its being 4 months since i last blog. I know i have been neglecting my blog. I have been
1) lazy
2) lack of time
3) too tired to blog

Ok yesh, i might be giving excuses, but well that what life is all about isnt it. Trying to find a good reason to bail you out of trouble.

Anyway i decided that i should blog not just about my personal life, but also some of my investment tips and ideas.

I guess blogging is a good platform for me to share some of my investment strategy and ideas to my friends or like-minded people.

For those who might not know, i have been in the finance industry for quite a while. I dare not say that i had seen enough. Everyday is a learning experience for me, i have been gainning valuable experience as the no. of days past. Being in the finance industry, allows me to be more aware of alot of things.

Wanna be a millionaire? Is it that hard to become one?

I strongly believe everybody is capable of becoming one. It take prudent approach of one when they invest their money. It's not just about being lucky, being a millionaire is not about queueing to buy toto, buying singapore sweeps, or gambling away in casino or even participating "who wants to be a millionaire" show. I'm not saying we dont need luck. We definately need luck and we also need good investment discipline and strategies.

I will share with you guys soon, meanwhile i'm in the midst of updating my entries on braces. (for those who dont know, i have been on braces for close to half a year already)

So till then, stay tune. =)